Sustainability

The Bank promotes sustainable development through banking service. We also finance individuals, corporations and projects to enable sustainable economic development in the most dynamic and diverse markets in the world. In order to have a positive impact on the environment and society, we lend from infrastructure to a wide range of sectors such as microfinance (small loans for the low-income individuals) . In some cases, the financing method can be a combination of multiple financial solutions. In 2019, we provided $1.99 billion to clean technology and $710 million to microfinance institutions.

The interest rates you can expect to pay vary depending on your business profile. There are various risk factors that the lender will consider, and generally speaking the higher the risk, the higher the cost of the famulus.

We aim to promote sustainable social and economic development in the regions where we operate. We believe that health and education are the cornerstones of social and economic development, and we are working with local partners to promote programs to promote health and increase educational opportunities. In 2019, we invested $51.1 million in our community, and our employees volunteered for 51,300 days in total. Through the charity program “Seeing is Believing” (2003-2018), we promoted to tackle preventable and curable blindness. In the “Goal” (2006-) program, we have been trying to empower girls through sports as well as to provide life-skills training . In 2019, we launched a new initiative “Futuremakers” that inherits and expands the support contents of these existing programs. This initiative aims to provide a total of US$50 million in support by fundraising activities by 2023.

In April 2020, we announced the launch of US$50 million global fund (“Covid-19 Global Charitable Fund”) providing assistance to those affected by the Covid-19 pandemic. The Group provides in two phases – both short-term relief, and longer-term assistance for communities across its 59 markets. We provided total USD10 million of funding for immediate relief from the impact of Covid -19 to the Nippon Foundation.